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Best Personal Loans

5 Providers of the Best Personal Loans in Calgary

This list of providers of the best personal loans in Calgary can be beneficial for those who have found themselves in a financial pickle.

Loans are a natural part of adult life, although they can be worrisome for those unaware of how they work. Fortunately, there are experts in the field who can offer financial advice as well as loan options that suit any station in life.

1. EasyFinancial

Best ForOnline Applications
ServicesUnsecured Personal Loans, Secured Personal Loans, Creditplus Savings Loan, Retail Financing, Small Business Loans
AddressCalgary Branches:
– 9737 Macleod Trail SW Unit 450
– 185 East Hills Blvd S Unit 10
– 2404 Centre St. NE Unit 3
– 6413 Bowness Rd. NW
– 920 36th St N.E Unit # 124
Contact Details1-866-327-9597
Hours of OperationN/A

EasyFinancial offers some of the best personal loans in Calgary, all without the use of expensive payday loans. They offer many kinds of loans, such as secured and unsecured personal loans, savings loans, and retail financing.

Their loan applications can not only be done online, but are also processed quickly and easily. You’ll be able to file a loan and get the results in minutes.

Besides their quick loan decisions, they also offer many affordable and flexible payment terms. Their various options are sure to be able to accommodate anyone’s budget.

EasyFinancial also has many accolades under its belt; it’s part of the Top 50 Fintech Companies and the 2019 Canada’s Top Growing Companies.

With the EasyFinancial team’s excellent services, you’ll be able to pay any sudden bills that come up without worrying about exorbitant interest rates.


-Affordable payment options

-Quick loan application results

-Money is supplied within minutes

Customer Reviews

EasyFinancial has helped many customers with their financial problems. Here’s what one satisfied client had to say:

“Thanks to easyfinancial I was able to get a loan that would help me with a serious problem with my car. Thank you so much for helping me out of a bad situation.

I was extremely pleased with the service. I found the associate to be very professional and efficient. Will definitely recommend, as the rate offered was similar to a credit card rate.”

2. First Calgary Financial

First Calgary Financial
Best ForInstalment Loans
ServicesPersonal Loan, Student Loan, RSP Loan, Consolidation Loan, Credit Rebuilding
Contact Details403.520.8000
[email protected]
Hours of Operation

If you’re looking for an instalment loan that you can handle, then you’re in luck. First Calgary Financial is known to offer the best personal loans in Calgary when it comes to penalty-free instalment loans.

May it be for expected or sudden expenses, they’ll assist you in finding the right repayment term for your budget. Their loan calculator will help you when it comes to determining the loan you can afford and the payment options that will suit you.

Most importantly, you won’t be pressed for time when it comes to paying for the principal or the entire lump sum. You can pay it anytime you want, all without a penalty.

First Calgary Financial has many loan options available for you. No matter the situation, you can count on them to offer you a loan without making you worry about paying it back immediately.


-Penalty-Free Instalment Loans

-Loan Calculator

Customer Reviews

Clients have nothing but good things to say when it comes to First Calgary Financial’s customer service. Here’s one such review:

“I can say that the customer service at this branch has been top-notch.

Kudos to entire team under Kim Silkstone’s command, and her professionalism, attention to detail, work ethic and communication skills.

I’d like to take this opportunity to personally thank you – Kim for your courteous service and outstanding knowledgeable service. I have no words to express the graceful hospitality and outstanding services you have extended.

I have been banking with First Calgary Financial for 15 years and my home branch originally was 130th Ave. SE, but lately with personnel and management changes there and constant issues of incompetence and not being able to process simple transactions or investments I had to switch to the Oakridge Branch. I don’t mind to drive across the city to this location for any banking needs with full confidence. The 130th Branch needs a total overhaul as it presently does not reflect First Calgary Financial’s name.”

3. RBC Royal Bank

RBC Royal Bank
Best ForFixed or Variable Rate Loans
ServicesLoans & Lines of Credit, Car Loans
Address339 8th Ave Sw, Calgary
Contact Details(403) 292-3311
Hours of OperationMon: 9:30 – 4:00
Tue: 9:30 – 4:00
Wed: 9:30 – 4:00
Thu: 9:30 – 4:00
Fri: 9:30 – 4:00
Sat: closed
Sun: closed

RBC Royal Bank offers the best personal loans in Calgary, and for good reason — their many years of expertise have honed their services to become the best.

They offer various flexible and structured payments tailored to your financing needs. You have many payment options to choose from, such as monthly, semi-monthly, bi-weekly, or weekly payment periods.

You can choose between a fixed or variable rate at any time, allowing you to better tailor your payment plan according to your budget. Best of all, there are no early payment penalties, so you can pay your loan in full without any worries.

If you don’t know where to start, you don’t have to worry. You can trust RBC Royal Bank’s credit specialists to assist you with whatever you may need.


-Flexible Terms

-Can switch between fixed and variable rates

-No early payment penalties

-Easy Payment Options

-Skip-a-Payment Option

Customer Reviews

RBC Royal Bank has been serving their clients for a long time, with their satisfied customers serving as proof of their excellent services. Here’s what one of their clients had to say:

“Been banking with them since I was a child. 40 years later I am very satisfied with their service. Family members are employed at RBC and really enjoy their jobs.”

4. Blue Copper Capital

Blue Copper Capital
Best ForSecured Loans
ServicesPayday Loans, Personal Loans, Blue Copper Club Credit
Address5809 Macleod Trail SW #104
Calgary, AB, T2H 0J9
Contact DetailsT: 587-323-4175
Hours of OperationMonday to Friday: 10 am – 6 pm
Saturday: 10 am – 2 pm
Sun: closed

Next on our list of places to get the best personal loans in Calgary is Blue Copper Capital.

Blue Copper Capital opened its doors to the public in 2006. Since then, they have unfailingly provided ethical loan options to the residents of Calgary.

The company is most known for their personal loan option, which ranges from $1000 to $100,000. It comes in two forms — secured and unsecured — and can cover just about anything, from travel expenses to home renovations to emergency expenses and debt payment.

Aside from personal loans, Blue Copper Capital also offers payday loans, business loans, and Moneygram.

Blue Copper Capital understands that no two circumstances are the same, which is why they strive to provide customised services to every client. This way, you can sign up for a loan that suits your needs and financial situation.

Contact Blue Copper Capital and find out more about their services today!


  • Secured and unsecured loans available
  • Different loan options offered
  • $1,000 – $100,000 loans

Customer Reviews

Blue Copper Capital has been commended countless times for their excellent customer service. Their team members are noted to be respectful and understanding of clients’ circumstances.

“I have been a customer of Blue Copper Capital for many years and have always received fantastic service! Dave, Jen and the staff are always kind, professional and understanding! They have always come through for me when I have encountered unplanned expenses and I would encourage anyone in need of some financial support to seek their advice! It will be an easy and positive experience from start to finish. I thank the Blue Copper team for your friendship and support over the years! Terrific!!”

5. Fairstone

Best ForQuick Loans
Address5010 4 St NE #24, Calgary, AB T2K 5X8, Canada
Contact DetailsT: 800-995-2274
E: [email protected]
Hours of OperationMonday to Friday: 8 am to 8 pm

Fairstone is neither a bank nor a payday lender, but it is known as one of the firms that provide the best personal loans in Calgary.

The company’s personal loan option comes in many forms, from small to medium to secured. Not only that, but their personal loan can reach up to $35,000.

Many Canadians find that the amount that Fairstone can provide is enough to address numerous financial issues, from mortgage to debt relief. You can be one of these Canadians should you choose Fairstone today.

Another noteworthy fact about Fairstone is that the firm offers financial advice to all of their clients. They also have leading specialists who can look for specific loans that best suit your needs.

Considering all of this, plus the fact that their loan application is easier than most, it’s no surprise Fairstone is known for the best personal loans in Calgary.


  • Quick and easy loan application process
  • Leading option for a non-bank provider
  • Suits Canadians with fair to good credit scores

Customer Reviews

Numerous clients have cited Fairstone’s competence and financial expertise as some of the reasons why Fairstone is their go-to for personal loans. One previous client left this review on Google:

“Fairstone is incredible. Kiran helped me lift a financial burden off my shoulders and I will be forever grateful. She is informative, very good at what she does and she makes you feel like a friend and not just a customer. I highly recommend visiting her and the team at Fairstone.”

With that, we conclude our list of best personal loans in Calgary. If we have missed a firm, don’t hesitate to comment about it below.

Every person has unique financial circumstances, which is why research is important before applying for loans. These firms are excellent starting points for those of us who need additional help to finance specific projects.

Oh, and if you’re in need of more advice or financial strategy, then our article about The Best Financial Advisors in Calgary is for you too! This way, you can get every single aspect of your financial affairs in order.