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Best Loans in Calgary

The 7 Companies for the Best Loans in Calgary

When you’re investing your funds into your business, home, or vehicle and you suddenly come up short, applying for a loan is a good idea. And with the companies for the best loans in Calgary, your financial problems can finally be solved.

To help you find the best deals and lenders, we’ve come up with a list of the top ones. Our choices were based on lenders’ interest rates, payment policies, loan packages, and customer reviews.

So without further ado, here are the companies for the best loans in Calgary. Read on below.

1. Smarter.Loans

Smarter Loans Logo
Photo credit: Smarter.Loans
PRODUCTS https://smarter.loans/alberta/calgary/
WEBSITE https://smarter.loans/
ADDRESS 305 – 171 East Liberty Street Toronto, ON, Canada M6K 3P6
CONTACT DETAILS  +1 866-774-9867

Smarter Loans is Canada’s Loan and Financial Directory. On Smarter Loans you can browse 90+ brands that offer financial products and business services, including personal and business loans, mortgages, home equity loans, auto financing and much more.

One of the reasons Smarter Loans is the go to destination for loans in Calgary is because they take the heavy research out of your hands. They provide a list of reputable personal loan providers for your needs categorized according to your needs. You can easily find the right personal loan in Calgary for your situation on Smarter Loans

All the details of the personal loan providers such as fees, interest rates, reviews, and more, are also provided. This makes it easy to compare Calgary loan offers between providers.

A pre-apply form is also available if you need further help finding a personal loan in Calgary.

You can get also estimate your loan payments thanks to a personal loan calculator on Smarter Loans – one of many handy tools they offer.

To find a personal loan in Calgary, visit Smarter Loans today.


  • Largest network of financial brands in Canada
  • Various loan types including personal and commercial loans
  • Secured and Unsecured loan options available
  • 100% online application process that takes a few minutes
  • Easy approval requirements and can be done online
  • Other financial services are also available on the website
  • Pre-apply section is straightforward and easy-to-use

Customer Reviews

Some clients shared their reviews and wrote:

“I’ve spent a fair amount of time browsing the Smarter Loans website and can honestly say that it’s one of the best lending websites out there today. Smarter Loans isn’t just a loan directory. Canadians have the ability to educate themselves about a wide variety of financial topics explained by industry experts and financial writers.”

“I’ve used Smarter Loans on 2 separate occasions. Once to pay off my bills and another time for some emergency expenses. I got funded by 2 different companies from the website and my experience was great! I appreciate the help.”

2.  Instant Loans Canada

Instant Loans Canada's Homepage
Photo credit: Instant Loans Canada website
PRODUCTS https://instantloanscanada.com/how-it-works/
WEBSITE https://instantloanscanada.com/
ADDRESS 2711 17 Ave SW, Calgary, AB T3E 0A6, Canada
CONTACT DETAILS Tel: +1 587-317-6296

Instant Loans Canada provides customers a car title loan or collateral loan on cases made against the title of their cars. They have a lot of experience in the industry and can provide cash on the same day as approval.

And as one of the companies for the best loans in Calgary, Instant Loans Canada has a fair number of branches around Canada. That means you have a lot of convenient locations to choose from when applying for a loan.


  • No credit checks
  • No job requirements
  • 5-year terms

Customer Reviews

Instant Loans Canada is recommended by their clients for providing highly professional services, flexible payment options, and quick approvals.

Some clients shared their reviews and wrote:

“It was really easy to get a title loan from them without any hassles. Along with the simple online application and approval, I was able to get my cash on the same day. They were very patient throughout and answered all my questions. Thanks guys!”

“Highly professional with excellent services. They provided flexible payment options and their interest rates were better than other title loan companies I inquired with. Was approved on the same day and got my cash within an hour.”


3.  Happy Loan

Happy Loan's Homepage
Photo credit: Happy Loan website
PRODUCTS https://www.happyloan.ca/how-it-works/
WEBSITE https://www.happyloan.ca/
ADDRESS 2710 17 Ave SE #540, Calgary, AB T2A 0P6, Canada
CONTACT DETAILS Tel: +1 403-253-2022

Email: [email protected]

OPERATING HOURS Mon to Fri: 9:00am-5:00pm

Happy Loan offers lending services to residents of Calgary. They are devoted to coming up with the best possible solutions to your financial problems.

The company also dedicates themselves to providing emergency cash loans on the same day you apply for them.

As one of the companies for the best loans in Calgary, Happy Loan’s goal is to deliver the most convenient substitute to lending money to customers through the highs and lows of their lives.


  • Affordable payments
  • Up to $10,000 loan
  • Annual Percentage Rate: 46.5%

Customer Reviews

Happy Loan provides excellent service, understanding your needs, providing options, and finalizing the process quickly, which explains why their customers recommend them so often.

Some clients shared their reviews and wrote:

“Very quick process and the staff are incredibly friendly and helpful.  Overall very pleasant, trouble-free experience.”

“Thanks Konstantin and Samara for the fast and easy process that was provided with our same day funding, also great customer service. We have been clients for several years now and you guys have always been there when needed. Recommended to family and friends!”


4.  Blue Copper Capital

Blue Copper Capital's Homepage
Photo credit: Blue Copper Capital website
PRODUCTS Payday, personal, and business loans
WEBSITE https://bluecoppercapital.com/
ADDRESS 5809 Macleod Trail SW #104, Calgary, AB T2H 0J9, Canada
CONTACT DETAILS Tel: +1 403-250-0232
OPERATING HOURS Mon to Fri: 10:00am-6:00pm

Sat: 12:00-4:00pm

Blue Copper Capital offers ethical loan solutions across Alberta and British Columbia, with a goal to support each person trying to achieve his financial dreams.

They have been serving the community of Calgary since 2006 with that aim, providing affordable loans that are tailor-made to fit your financial needs.

Today, as one of the companies for the best loans in Calgary, Blue Copper Capital credits their accomplishments to the individual attention and reliable prices they give each customer.


  • MoneyGram
  • Blue Copper Club

Customer Reviews

Helpful employees, outstanding teams, and great service. There’s no need to wonder why Blue Copper Capital is recommended by their customers.

Some clients shared their reviews and wrote:

“This is simply a wonderful team to deal with. I have been a client off and on  for years. I have always felt that I was treated respectfully and fairly. The team is always friendly, always helpful, and always genuinely NICE!”

“Thanks to Michelle for all your help with my loan and to Dave and all the staff at Blue Copper. You guys rock.”


5.  Pioneer Financial Services

Pioneer Financial Services' Logo
Photo credit: Pioneer Financial Services Facebook
PRODUCTS Financial and trucking services
WEBSITE https://pioneerfinancialservices.ca/
ADDRESS 3770 Westwinds Dr NE #102, Calgary, AB T3J 5H3, Canada
CONTACT DETAILS Tel: +1 403-874-0018
OPERATING HOURS Mon to Fri: 9:00am-6:00pm

Sat: 10:00am-4:00pm

The mission of Pioneer Financial Services is to deliver leases and loans for trucks and trailers at reliable and competitive prices based on your status.

The company also provides 100% flexibility and professionalism, in order for your business to expand and make a profit.

As one of the companies for the best loans in Calgary in the trucking industry, Pioneer Financial Services also offers commercial insurance services that focus on transportation.


  • Truck-trailer loans
  • Commercial insurance
  • ELD sales

Customer Reviews

Pioneer Financial Services is praised by their customers for their very good service and polite nature. Some clients shared their reviews and wrote:

“These guys are best at what they do. Honesty, Transparency and service is what you expect from them. ??”

“I highly recommend their Excellent Service! They give step-by-step Polite & Professional help from everything to Buying right type of Truck to getting best loan to getting licensing/paperwork!”


6.  Title Loans Online

Title Loans Online's Logo
Photo credit: Title Loans Online website
PRODUCTS https://www.titleloansonline.ca/services
WEBSITE https://www.titleloansonline.ca/
ADDRESS 4649 Macleod Trail SW #6040, Calgary, AB T2G 0A6, Canada
CONTACT DETAILS Tel: +1 403-668-1148

Title Loans Online offers equity loans for your vehicle and motor home. The company allows you to borrow up to $25,000, turning your vehicle into collateral as you continue using it.

Their flexibility is what makes them one of the companies for the best loans in Calgary. You don’t have to pay fees up front, nor do you have to deal with penalties for credit checks and loans.

Title Loans Online allows you to pay your loan anytime it’s convenient for you, giving you the freedom and independence you deserve.


  • No credit check
  • 1-hour approval
  • Open loans only
  • No prepayment penalties

Customer Reviews

Title Loans Online is well known for their excellent services, for their trouble-free deals, and for their professionalism.

Some clients shared their reviews and wrote:

“My experience was great; was treated respectfully throughout the process, everything was explained in detail and I was able to get loan money on the same day. Title loans online deliver what they promise, I highly recommend dealing them.”

“I had a fantastic experience with this company.  There is no fine print, they explain exactly what your options are and how the loan works and they don’t try and pull the wool over your eyes like many companies out there do. I highly recommend this company if you’re looking for a loan.  Smooth transaction!”


7. iCash

PRODUCTS https://icash.ca/how-it-works-cash-advance
WEBSITE https://icash.ca/
ADDRESS 372 Bertha St, Hawkesbury, ON K6A 2A8, Canada
CONTACT DETAILS +1 844-419-2274

iCASH is a Canadian lender that provides short-term loans to many customers all around Canada.

They are proud to say that they own all the licences required to offer payday loans in every province. They offer their clients high quality services in a quick and safe manner.

Their services are reliable, accessible and affordable to everyone.

They also offer a unique cashback program to reward its customers. You can get up to 20% of the cost of borrowing paid once your loan is repaid.


  • No documents required
  • No hidden charges
  • Get approved in minutes

Customer Reviews

Some clients shared their reviews and wrote:

“Very fast and simple. Trusted, dependable and an overall a great service available in these unusual unprecedented times…..”

“My first time using this service and it was pretty well a few clicks and voila. I am a realist and do not expect someone to hand me cash 5 minutes after I send them my information but I would have preferred to have been told it was going to be almost a full day before I get a response. Besides that I would recommend this to anyone looking for a little cash and not wanting to pay it all back right away. It is a great alternative to a payday loan and I am sure the service is quicker most of the time. If you apply for a loan on Saturday night and expect to have it within the next hour you might be asking for too much. It is the peak time for needing extra cash. If you plan a day or so in advance, I promise this service will be exactly what you need.”

Investing in a loan has a lot of advantages, whether you’re looking to apply for a loan to help pay for your house, to support the growth of your business, or to keep your vehicle protected. Just be sure you get your loan from a good lender, like the ones above.

In addition, if you end up needing a way to make paying off your loans easier later on, you should check out our list of the best debt consolidation services in Calgary. They can do a lot to simplify multiple loan repayment.