We extensively test and research all services we review. Here's why you can trust us.
Best Car Financing in Calgary

The 7 Firms for the Best Car Financing in Calgary

If you’re looking to purchase a vehicle, relying on an auto loan may be your best bet at saving money. And with the best car financing in Calgary, you don’t have to look elsewhere to find help.

Whether you’ve got a great credit history or not, it doesn’t really matter. We’ve come up with a list of car financing companies based on their wide range of financial options, variety of car brands, and good client reviews — all to help you get your dream car.

Check out our list of the firms offering the best car financing in Calgary below!

1. Smarter.Loans

Smarter Loans Logo
Photo credit: Smarter.Loans
PRODUCTS https://smarter.loans/alberta/auto-loans-alberta/
WEBSITE https://smarter.loans/
ADDRESS 305 – 171 East Liberty Street Toronto, ON, Canada M6K 3P6
CONTACT DETAILS  +1 866-774-9867

Smarter Loans is Canada’s online Loan and Financial Directory. They have a large selection of auto loan providers and can help you obtain vehicle financing in a matter of days.

You will find car, SUV, pickup truck and other auto loans on Smarter Loans. Take your time to review the offers and providers. When you’re ready, click Apply Now.

All the lender details you need, such as fees, interest rates, reviews, and more, are collated and categorized for easier comparison. Pre-applying is also readily available if you can’t find the lender you need.

Pre-apply for an an auto loan in Calgary today


  • Largest network of financial brands in Canada
  • Find auto financing at a dealer near you
  • Apply online in minutes
  • Easy approval requirements and can be done online
  • Other financial services are also available on the website
  • Pre-apply section is straightforward and easy-to-use
  • Fast loan processing and easy approvals
  • Auto loans for new and used cars available

Customer Reviews

Here’s a review from one of Smarter.Loans’ clients:

“I was having a hard time getting approved for an auto loan in Calgary, but thanks to Smarter Loans found a dealer nearby who got me the car I needed on the right terms.”

“Thanks Smarter Loans for excellent quality of inforrmation. Thanks to Smarter Loans I was able to get the auto loan I needed in Calgary with no probems.”

2.  House of Cars

House of Cars' Car
Photo credit: House of Cars Facebook
PRODUCTS https://www.houseofcarscalgary.com/finance/apply-for-financing/
WEBSITE https://www.houseofcarscalgary.com/
ADDRESS 2410 24 St NE, Calgary, AB T1Y 3N7, Canada
CONTACT DETAILS Phone: +1 587-352-7307
OPERATING HOURS Mon to Thurs: 9:00am-7:00pm

Fri: 9:00am-6:00pm

Sat: 10:00am-6:00pm

Sun: 12:00-4:00pm

House of Cars is a dealership that strives to guide clients in restoring their credit and getting a new car at an affordable price. They also offer special promos and discounts.

Aside from that, they provide vehicle parts and services, including assistance to all kinds of automotive concerns. They even provide cashback solutions as well.

Throughout the years, House of Cars has grown to be one of the options for the best car financing in Calgary and at present, they offer hundreds of vehicles, several parts & service centres, and a finance department.


  • Payment calculator
  • Value your trade
  • Get insurance quote

Customer Reviews

House of Cars is recommended by their clients for their incredible service, fast solutions, great staff, and great selections.

Some clients shared their reviews:

“Great service! They helped us get into the vehicle my wife wanted and even delivered! Thank you everyone on the chinook house of cars team!”

“Great place with genuine help! Lots of vehicles to choose from and best credit building program. No wonder they’re #1 3 years in a row.”


3.  Progressive Leasing & Auto Sales

Photo credit: Progressive Leasing & Auto Sales

PRODUCTS https://www.leaseprogressive.com/finance-app/
WEBSITE https://www.leaseprogressive.com/
ADDRESS 4053 – Ogden Road SE, Calgary, AB, T2G 4P2
CONTACT DETAILS Call: (888) 900-7659
OPERATING HOURS Mon to Thurs: 9:00am-7:00pm

Fri: 9:00am-4:00pm

Sat and Sun: 9:00am-1:00pm

Progressive Leasing & Auto Sales is one of the options for the best car financing in Calgary for pursuing credit rebuilding, car financing, and car loans. They also have a reputation for accommodating all kinds of credit.

Since first opening their doors in 2015, the company has been providing some of the best quality cars, trucks, SUVs. They even have an auto service to accommodate their clients better.

In addition, Progressive Leasing & Auto Sales currently has 15 lenders, in-house auto financing program, and other personalised programs to cater to your situation.


  • Self-employed finance
  • Credit rebuilding
  • Refinance your vehicle

Customer Reviews

According to clients of Progressive Leasing & Auto Sales, they have professional and friendly employees, great credit options, and fair prices.

Some clients shared their reviews:

“Purchased a suv 2 weeks ago, this was a great experience, they were helpful and fast to get the deal done, would recommend them again”

“Great dealership, honest sales and good cars. Great customer service and no BS. Thanks to Jason and his team for my new ride !!”


4.  Calgary Car Centre

Calgary Car Centre's Car
Photo credit: Calgary Car Centre Facebook
PRODUCTS https://www.calgarycarcentre.ca/finance/
WEBSITE https://www.calgarycarcentre.ca/
ADDRESS 1234 9 Ave SE, Calgary, AB T2G 0T1, Canada
CONTACT DETAILS Phone: +1 403-764-4321
OPERATING HOURS Mon to Thurs: 10:00am-8:00pm

Fri and Sat: 10:00am-6:00pm

Sun: 12:00-4:00pm

Calgary Car Centre is a fully-inclusive automotive dealer that sells quality pre-owned cars, trucks, and SUVs. They provide an inventory of used vehicles with a wide array of brands and models.

The company also has a sales team that focuses on assisting you with credit and credit rebuilding programs, which are personalised according to your needs and budget.

Basically, Calgary Car Centre is one of the companies offering the best car financing in Calgary because they make sure that regardless of your credit level, they will support you in getting the vehicle of your dreams.


  • Credit specialists
  • Bad credit car loans
  • Rebuild your credit

Customer Reviews

Not only do customers of Calgary Car Centre recommend them for their wonderful place, but also for their great service and staff.

Some clients shared their reviews:

“Fantastic people in Calgary car centre,straight to the point,goes into every detail,makes you feel at ease,all the staff were very helpful,a great selection of cars to,Thank Adam,and all the staff.”

“I like them. They help every level of credit and give people chances to rebuild their credit after hard times. They don’t just say everyone is approved, they actually help you. I am driving a new 2017 Cruze. Thank you Adam and Courtney!!!!!”


5.  Automaxx

Automaxx' Building
Photo credit: Automaxx Facebook
PRODUCTS https://www.automaxxon16th.com/financing/index.htm
WEBSITE https://www.automaxxon16th.com/
ADDRESS 424 16 Ave NwCalgary, AB T2M 0J1
CONTACT DETAILS  Tel: 844-240-4909
OPERATING HOURS Mon to Sat: 10:00am-6:00pm

Automaxx is your one-stop automotive dealer: it even has 5 pre-owned car dealerships across Canada. They also have a wide range of used vehicles made of different models.

With years of combined experience, their sales team focuses on credit and credit rebuilding programs. They customise these according to your needs and price range.

Overall, we think Automaxx is one of your options for the best car financing in Calgary because they’re devoted to providing you the perfect car loan option that will fit your car finance needs. They’ll even accommodate you if you have poor credit.


  • New credit/bad credit financing
  • Bad credit car loans
  • Free credit check

Customer Reviews

Amazing service, stress-free and fast process, knowledgeable and friendly staff, there’s no wonder Automaxx is recommended by their customers.

Some clients shared their reviews:

“Dealing with Margaret at Automaxx 16th Ave. has got to be the best experience I have ever had at a dealership. She listened to everything I had to ask or tell and she went above and beyond to make not only the deal happen but to make me happy. I would recommend her at Automaxx anytime. Thank you.”

“The interest rate was a bit high for me but they tried their best based on my credit score and got me a new car I wanted. Margaret here is very helpful and resourceful?? Efficient service and friendly staff!”


6.  Auto Loan Express

Auto Loan Express' Car
Photo credit: Auto Loan Express Facebook
PRODUCTS https://www.drivenext.ca/info/lenders-we-work-with
WEBSITE https://www.drivenext.ca/
ADDRESS 2701 32 Ave NE, Calgary, AB T1Y 6J1, Canada
CONTACT DETAILS Tel: 587-390-3517
OPERATING HOURS MTTh: 8:30am-8:00pm

FS: 8:30am-6:00pm

Auto Loan Express is an automotive dealership that caters to over 1,000 vehicles. With over 40 years in the industry, the company has proven in-depth knowledge on giving you the perfect vehicle with the best possible rates.

They provide financing for several brands of either new or pre-owned vehicles, giving you unlimited options to choose from so that you can get the best possible deal.

For that, Auto Loan Express is one of the top options if you want the best car financing in Calgary. It’s worth noting that it also works with around 30 financial companies that can secure your car financing.


  • Dealership partners
  • Rebuild credit with car loan
  • Bad credit car loans

Customer Reviews

Auto Loan Express is highly praised by their clients for their amazing staff, good credit options, and great shopping experience.

Some clients shared their reviews:

“Fast. Very Friendly and Accomodating. We’ve got two vehicles from them. Easy and affordable payments. Willing to work with your credit score and very transparent. No hidden BS unlike the first Car Dealership that we went to. Thank you very much! And more Power!”

“The staff are very nice. But the best experience I have is with their Finance Manager Amandeep Singh, the car he gave is the best deal ever, no hidden charges just best offer in the industry. The processing is smooth and easy no hassle at all.”


7. Edge Automotive Sales & Financing

Photo credit: Edge Automotive Sales & Financing

PRODUCTS https://edgeautocalgary.ca/services-list/services-2/
WEBSITE http://www.edgeautocalgary.ca/
ADDRESS 8305 Bowness Rd NW Calgary, AB T3B 0H5
CONTACT DETAILS Phone: (587) 287-3888

Email: [email protected]

OPERATING HOURS Contact for more details

In 2009, Edge Automotive Sales & Financing saw a market to create a more customer oriented business in the vehicle dealership industry. They provide their customers with services such as vehicle sales, financing options, tires & rims, and extended warranty.

Prioritizing on customer care and customer preference, Edge Automotive ensures that each client leaves satisfied.


  • Quality used vehicles at a fair price
  • Authorized Tire and Rim Retailer
  • Airport pick-up for out-of-town buyers

Customer Reviews

Here’s a review from one of Edge Automotive Sales & Financing clients:

“Dean is very helpful and knowledgeable without making an individual feel pressured. This was the first time I had bought a car and he made it really easy and effortless. Will definitely be gong through Dean for the next car!”

Here’s another one:

“Dean at Edge Automotive was fantastic to work with.  I shared my specifications for a car and he worked at finding my perfect car at my price range.  Communication with Dean was excellent and he took the time to explain all my questions.  Thanks Edge.”

And that concludes our list of the options for the best car financing in Calgary. We hope you were able to find the perfect car company for you.

If you have any comments or suggestions, please don’t hesitate to contact us. We’d love to hear from you!

In addition, if you want to be more assured of your newly purchased vehicle’s security, check out our list of the best car insurance in Calgary to give you the protection you need.